Savings

Lakes Community Credit Union offers an extensive range of Savings Accounts. Whether you're saving for retirement, college tuition or simply saving for a rainy day, we have an account that can accommodate your needs.

Share Accounts
Minimum $5.00 Deposit.

Individual Retirement Accounts (ROTH & EDUCATIONAL)
Savings & Certificate plans available - Fee-Free!

Certificates
Minimum deposit of $500.  An interest penalty for early withdrawal applies.  Certificates are available with 3, 6,12, 24 and 36 month terms.

Money Market
Tiered interest based on account balance. Unlimited number of deposits and withdrawals each month.

Miscellaneous Club Accounts

Share Draft Checking Accounts
At Lakes Community Credit Union, you won't have to pay fees or suffer unnecessary minimum balance requirements.  Check out these impressive features:

• No Monthly Service Fees
• No Minimum Balance Requirements
• Direct Deposit & Payroll Deduction Available
• Attractive Checks Available At Low Cost

Chances are you won't be able to find a better checking program anywhere!

Loans

Lakes Community Credit Union provides qualified members with low-cost financing.  Our low rates and comfortable terms can help you fit nearly any expense into your budget.  We can even set up automatic payments directly from your account to save you time and effort.

Home Mortgage Loans
Full line of mortgage products.

Home Equity Line-of Credit Loans
Because of the tax advantages available to many borrowers, a Home Equity Loan from your credit union can be an affordable way to finance any major expense.  You can take out a flexible line-of-credit against your home's equity and receive convenient advances as you need them.  Our Home Equity Loans feature no closing costs, no application fee and we pay for the appraisal!

Secured Loans
We offer loans on new and used motorcycles, RVs, boats and just about any other major purchase! You can use a Secured Loan to purchase an item and use it as security on your loan -- either way, you'll find our rates extremely competitive!

Auto Loans
You can finance up to 100% of the purchase price of a new or used vehicle (subject to restrictions based on the car's value).

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VISA
Our VISA offers qualified members the perfect combination of value-packed features and a low interest rate. 
VISA RATES      Classic 12.96%     Gold     11.88%

• Competitive Low Rate
• Full 25-Day Grace Period
• No Annual Fee
• Worldwide Acceptance
• Cash Advance Capabilities

We offer VISA Classic with credit limits up to $4,999 and VISA Gold for credit limits of $5,000 or more. Go to applications page to print out the form to mail it in.

Other Services

Direct Deposit / Payroll

Deduction

Audio Response

NCUA
Your funds at Lakes Community Credit Union are insured up to $100,000 by National Credit Union  Administration (NCUA).  Individual Retirement Accounts (IRAs) are separately insured for an additional $100,000.

We Also Offer:

• Accel Financial Counseling
• Money Orders
• AAA Michigan Group Insurance Discounts
• American Express Travelers Checks
• Low-Cost Life and Disability Insurance
• Western Union Wire
  (money "CMO" to your party within 15 minutes)*
• Free Notary Service
• Net Check Deposits
• Discount Cedar Point Tickets
• Auto Buying Service
• We offer member legal service
• Blue Book Prices (auto, motorcycle & RV)
• Bill Bucks Kid Saver
• Business Accounts
• Indirect Lending
• Night Depository
• Student Loans
• Trust Accounts
• No Surcharge ATM's

* Fees based on bank and Western Union charges.

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